This has to be one of the most extreme and bizarre cases of insurance fraud. Gerald B Hardin has been charged with crimes in relation to claims he and another person cut off the hand of a third person to collect a payout.
Hardin is the only person charged in the federal indictment and the other two people are not named.
The story goes, in 2008 Hardin and the other person used a pole saw, not the most elegant of amputation tools, and purposely cut off the third person’s hand. That person was rushed to a local hospital where attempts to reattach the hand were unsuccessful.
While it’s unclear who’s home it was, the trio successfully collected on homeowners insurance and death and dismemberment policies that had been placed on the victim before the accident. The three collected over $671,000 in payments from the settlements. Somehow, the FBI found out and began to investigate. Hardin turned himself in earlier this month and was released on bond. He faces up to 20 years in prison and $250,000 in fines.